Flexible Financing
for Every Project

We believe every building deserves to be restored. Our financing solutions make it possible — even when budgets are tight.

Don't Let Budget Hold Back Your Building's Safety

Structural restoration is not optional — it's essential. Whether you're managing a 200-unit condominium or a small commercial property, we have financing solutions that spread the cost of restoration without compromising on quality or timeline.

We partner with leading lenders and work directly with HOA boards, property managers, and building owners to structure payment plans that work within your financial reality. Our team can help you navigate association funding, insurance claims, and third-party financing options — all designed to get your project started without delay.

Financing Available From $25,000 to $5M+

Financing Plans Designed for Your Situation

HOA & Association Financing

Designed specifically for condominium associations and HOAs managing large-scale restoration projects. We help boards navigate special assessments, reserve fund utilization, and third-party lending options.

  • Terms up to 15 years
  • No prepayment penalties
  • Board presentation support
  • Competitive fixed rates
Learn More

Insurance Claim Assistance

Navigating insurance claims for structural damage can be complex. Our team works directly with your insurance adjuster to document damage, scope repairs accurately, and maximize your coverage claim.

  • Documentation support
  • Adjuster coordination
  • Supplemental claim support
  • Expedited processing
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SBA & Government Programs

Certain restoration projects qualify for SBA loans or government-backed funding programs. We can help identify which programs your project qualifies for and guide you through the application process.

  • SBA 504 & 7(a) programs
  • CDBG grant assistance
  • FEMA-related claims
  • Application guidance
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Third-Party Commercial Lending

We've established relationships with commercial lenders who specialize in property improvement financing. Competitive rates, fast approvals, and terms tailored to your project size and timeline.

  • Pre-qualified in 48 hours
  • Loans from $25K to $5M+
  • Fixed & variable rates
  • Multiple lender options
Apply Now

Progress Billing

For projects where cash flow is a concern, our progress billing model allows payments to align with project milestones — so you only pay as work is completed and verified.

  • Milestone-linked payments
  • Full transparency at each phase
  • Photo & inspection reports
  • No surprise invoices
Discuss Options

Estimate Your Monthly Payment

Enter your project details and instantly see estimated monthly payments, total interest, and a full amortization breakdown — all in real time.

Project Amount ? $250,000
$25K $500K $1M $2.5M $5M+
Down Payment ? 10%
0% 10% 20% 35% 50%
Loan Term ? 10 yrs
1 yr 3 yrs 7 yrs 10 yrs 15 yrs
Annual Interest Rate ? 6.5%
3% 6% 9% 12% 15%
Payment Frequency
Your Estimated Payment
Est. Monthly Payment
$1,847.00
Based on $250,000 · 10 yrs · 6.5%
Project Amount $250,000
Down Payment $25,000
Loan Amount $225,000
Total Interest $83,048
Total Cost $308,048
Principal 73% Interest 27%
Apply for Financing Now

This calculator provides estimates for informational purposes only. Actual loan terms, interest rates, and monthly payments depend on creditworthiness, lender approval, and project specifics. Contact us for an official financing proposal.

Financing FAQ

Common questions from property owners and HOA boards about financing their restoration projects.

Signing a Restore Group FL Inc project financing agreement

In many cases, we can arrange preliminary financing approval within 48–72 hours. For larger projects requiring full underwriting, the process typically takes 1–2 weeks. We can often begin project scoping and permitting in parallel while financing is finalized.

Yes. Many of our HOA financing partners offer association loans that do not require a special assessment vote. Repayment is typically structured as a monthly addition to HOA fees, minimizing the financial impact on individual unit owners.

We see this frequently. Our team can help you maximize your insurance claim first, then structure financing to cover any remaining balance. We also provide detailed documentation that supports supplemental insurance claims.

Our financing partners typically work with projects starting at $25,000. For smaller projects, we offer flexible payment terms and progress billing arrangements that can be customized to your needs.

Absolutely. We regularly attend HOA board meetings, prepare presentation materials, and answer board member questions about financing options. We want to make the approval process as smooth as possible for you.

Ready to explore your financing options? Our team is here to help you find the right solution.

Talk to a Financing Specialist